Latest NAV (18 May 2026): PECBF 0.8886 | View all fund prices →
Simple · Transparent · Long-Term

Start Your
Investment Journey

Investing with Pheim is straightforward. From as little as RM 1,000, you can access professionally managed unit trust funds with consistent long-term performance.

Growing your investment with Pheim
RM 1,000 Minimum Start investing today
RM 1,000
Minimum Initial Investment
RM 100
Minimum Top-Up Amount
EPF-MIS
EPF Members Investment Scheme
RIP
Regular Investment Plan Available
Step-by-Step Guide

How to Invest with Pheim

Follow these six straightforward steps to begin your investment journey with Pheim Asset Management.

Choose your fund
1
Step 1

Choose Your Fund

Browse our 8 unit trust funds ranging from balanced to Islamic equity. Compare NAV, fees, and performance. Each fund has a minimum investment of RM 1,000. Pheim offers funds suited for different risk profiles — conservative, moderate, and growth-oriented investors.

Compare funds
Step 2

Understand the Fees

We believe in full transparency on costs:
Sales charge: Up to 5% (negotiable with distributor).
Annual management fee: 1.0–1.5% p.a.
Trustee fee: 0.055% p.a.
Redemption fee: Free.
Switching fee: 1 free switch per year, then max RM 100.

2
Understanding investment fees
Complete your application
3
Step 3

Complete Your Application

Fill in the application form, available from our office or authorised distributors. You will need: your NRIC (identity card), a completed application form, and proof of payment. Our team is happy to guide you through the process — call or visit us directly.

Step 4

Make Your Payment

Payment methods include bank transfer or cheque payable to "Pheim Unit Trusts Berhad". Minimum initial investment is RM 1,000. Additional top-up investments from RM 100. Refer to the current NAV for unit pricing at the time of your transaction.

4
Making your investment payment
Receive your confirmation
5
Step 5

Receive Confirmation

After your investment is processed, you will receive a confirmation statement. You can also invest through the EPF-MIS (Members Investment Scheme) if eligible. Track your investment at any time by contacting our office — our team is ready to assist.

Step 6

Stay Invested & Grow

Pheim's funds have delivered consistent long-term returns. Consider a Regular Investment Plan (RIP) to dollar-cost average your investment over time. Our experienced team is here to support you every step of the way — from selection to long-term portfolio growth.

6
Long-term investment growth
Fees & Charges

Transparent Fees, No Surprises

Clear, simple pricing so you know exactly what you pay. Pheim is committed to keeping costs fair and straightforward.

Up to 5%
Sales Charge
Negotiable with your authorised distributor
1.0–1.5%
Annual Mgmt Fee
Per annum, varies by fund
0.055%
Trustee Fee
Per annum, paid to fund trustee
Free
Redemption Charge
No exit or redemption fee
1 Free/yr
Switching Fee
First switch free; max RM 100 thereafter
Investment Methods

Three Ways to Invest

Choose the investment approach that works best for your financial goals and timeline.

Initial Investment
Minimum: RM 1,000

A one-time lump sum investment to kick-start your portfolio. Ideal for those with capital ready to deploy and looking for immediate exposure to Pheim's professionally managed funds.

Regular Investment Plan
From RM 100/month

Automate monthly top-ups to dollar-cost average over time. Reduce the impact of market volatility and build wealth steadily — without needing to time the market.

EPF-MIS
Use your EPF savings

Eligible EPF members may invest their Account 1 savings into Pheim's approved unit trust funds under the EPF Members Investment Scheme (MIS). Subject to EPF eligibility requirements.

Have questions? Our team is ready to help.

Speak with a Pheim investment specialist — we make getting started simple.